Why ITDR

Making Medicare Easy

Ready to hit the “easy” button?

At Insurance Trust for Delta Retirees (ITDR) we are committed to making Medicare easy. Don’t worry about finding a new doctor, the hassle of shopping plans every year, or network restrictions. With an ITDR Medicare Advantage or Supplemental Plan, you have options with low or no copays or out-of-pocket costs, including a $0 premium Medicare Advantage and Prescription Drug Plan.

Our five medical plan options provided by Anthem Blue Cross and Blue Shield each include the same prescription drug plan. You simply pick one that fits your needs. You have the ability to change plan options each year. No proof of health required. Coverage isn’t based on your ZIP code, so there’s no need to explain where you live or sort through different plans in your area. More than 98% of members choose to re-enroll each year, a testament to the value and reliability.

Who’s Eligible for Coverage

The Insurance Trust for Delta Retirees was created exclusively as a non-profit to provide insurance products and services to all former employees (regardless of length of service), and their spouses, survivors, and former spouses of Delta Air Lines, Inc., including mergers and subsidiaries. Best of all, your fellow Delta colleagues manage the Insurance Trust for Delta Retirees, so we’re all part of the same Delta family, looking out for each other!

Have confidence knowing you are getting the best first-class option for premiums as low as $0. It really is that good.

Benefits Exclusively for the Delta Family:

  • Access to any doctor or hospital that accepts Medicare — no network restrictions
  • Premiums that don’t increase based on age
  • Ability to change your plan enrollment options each year at Annual Enrollment, with no proof of health
  • Same rich benefits anywhere in the nation, and emergency coverage outside the country
  • Prescription drug plan covering over 99% of drugs used by Delta retirees
  • Extra benefits, including LiveHealth Online telemedicine at no out-of-pocket cost, Travel Assistance, SilverSneakers, and a Personal Health Advocate
  • Access to dental plans from Delta Dental and vision from EyeMed

Looking for 2026 Enrollment Information? Find full details on plan options, coverage, and enrollment resources below.

ITDR Customer Testimonial:
“My wife and I joined the ITDR two years ago after learning about the wide range of Medicare offerings from a retired Pilot friend. As a former Republic/Northwest Treasury Officer I had begun an extensive search for the best Medicare Supplement plan that would meet our needs including living in Minnesota in the summers and Florida in the winters. When you combine the extra offerings of international coverage, a very broad RX plan and freedom to choose our service providers, no other plan came close in terms of benefits or on financial basis. In addition, the ability to move between the 5 plans offered by the ITDR annually as our coverage needs change is something no other plan in the market offers. Based on our now actual experience we could not be more pleased with the ITDR.”

Doug and Lisa H
Departed NWA MSP 1997
Retired DAL 2021

Who We Are

Who is Eligible?

itdr member testimonials

Testimonials

Getting Help

For Questions About…

For questions about next steps, tools, or the enrollment process, call the ITDR Retiree Service Center at (877) 325-7265, from 8:30 a.m. to 9 p.m. EST, Monday through Friday.  You can also use the “Live Chat” feature on this website homepage, available 8:30 a.m. to 6 p.m. EST, Monday through Friday.

If you have questions about benefits, or if you would like help reviewing and comparing the ITDR plans, reach a Medicare Enrollment and Health Advocate at (877) 325-7265.

Access your account using the “Login” button at the top of this page.   Your Account gives members access to online enrollment, updating your contact and billing information, and access to single-sign-on.  With just one log-in to your ITDR online account, single-sign-on gives you direct access to each of your insurance plans, without another password, once you’ve set up those insurance company online accounts.

To speak with someone about your account or these online tools, call the ITDR Retiree Service Center at (877) 325-7265.