About Medicare

At first glance, learning about Medicare can seem overwhelming. ITDR is committed to making this transition an easy one for you. We are retirees like you, we’ve all been there!
Following, please find handy information to help you on your way. Since you are eligible for Insurance Trust’s exclusive Medicare Plans, you also have access to many resources as you work through your personal plan.

Personal Health Advocate: Support for Members with questions about how Medicare works and what is covered

The parts of Medicare (A, B, C, D): https://www.medicareinteractive.org/get-answers/medicare-basics/medicare-coverage-overview/original-medicare

https://www.medicare.gov/what-medicare-covers

https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start

https://www.itdr.com/wp-content/uploads/2024/09/1786_ITDR-2024-Medicare-Preparation-Timeline_v02.pdf

Spouses and former spouses age 65+ are eligible to enroll in Medicare and the Insurance Trust Benefit Plans regardless of the Delta employee or retiree’s age or enrollment status.

If you and your spouse are both retirees of Delta, you can enroll in coverage separately or as a dependent under your spouse’s policy. If you decide to enroll separately, you will each need to complete an online or printed enrollment form. You do not need to elect the same coverages.

If you are a survivor of a Delta retiree and have existing coverage, be sure to enter the Delta PPR number of the deceased Delta retiree. Please note that you will be viewed as a retiree when enrolling for coverage from the Insurance Trust.

To avoid a tax penalty, you should stop contributing to your Health Savings Account (HSA) at least 6 months before you apply for Medicare. https://www.medicareinteractive.org/get-answers/coordinating-medicare-with-other-types-of-insurance/job-based-insurance-and-medicare/health-savings-accounts-hsas-and-medicare

Put Your HSA Savings to Use

Once you sign up for Medicare, you can no longer contribute money into your Health Savings Account. However, you are still able to withdraw money tax free to cover eligible medical expenses, Medicare premiums and premiums for Insurance Trust’s health plans. The Insurance Trust cannot provide individual tax advice, members are encouraged to consult with their tax advisor.

https://account.mymedicare.gov/?client_id=mbp&redirect_uri=https%3A%2F%2Fwww.mymedicare.gov%2Flogincallback.aspx

About Medicare

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