Dental Insurance

Dental Insurance  

Dental Insurance

Dental Insurance

Dental Insurance


We frequently hear from our fellow Delta retirees about the importance of quality dental coverage, especially when they learn that Medicare does not cover most dental care including cleanings, fillings, or dentures. That’s why we selected two dental plan options for our members, each from a nationally-recognized insurer.
 

MetLife Dental PPO


The MetLife Dental PPO gives you supreme flexibility to choose any dentist you want regardless of his or her participation in MetLife’s network. And, when you use an in-network dentist, many procedures, like preventive care and x-rays, may be 100% covered.
 

For more complex services, including fillings, root canals, and restorative services, you’ll be responsible for a deductible and a percentage of the cost.
 

For details about the MetLife Dental PPO, review the Summary of Benefits.
 

For questions: Call (877) 325-7265, Monday - Friday, 8:00am - 11:00pm EST.
 

Visit mybenefits.metlife.com and enter "Insurance Trust for Delta Retirees" for your company name.

 

Cigna Dental HMO

 

We selected an HMO-style dental plan from Cigna to provide Insurance Trust members with a highly affordable option that covers nearly all dental services when you use an in-network dentist and pay a predetermined copayment.*
 

The Cigna Dental HMO has no yearly maximum benefit, and you don’t have to reach a deductible before accessing your benefits. Plus, most preventive services, such as routine teeth cleanings, require no copayment at all.
 

To compare both plans, check out our comparison chart. For more information about copayments for specific services, review the Cigna Schedule of Patient Charges.
 

*Out-of-network visit are not covered. You must designate and use a participating provider for benefits. This plan is not available to you if you reside in the state of AK, HI, ID, ME, MT, NH, NM, ND, PR, RI, SD, VI, VT, WV, or WY.
 

For questions: Call (877) 325-7265, 24 hours a day, 7 days a week. Visit cigna.com.